Table of Contents

Preface vii

Introduction ix

1 Retirement: a good news story 1

2 Plan for a truly great retirement 21

3 Make good investment choices 43

4 Give up the (financial) smokes! 63

5 Live like a millionaire 83

6 Thrive in retirement 101

7 Families: love ’em and leave ’em 117

8 Sexually transmitted poverty 135

9 Build your escape hatch 153

A final word 169

Index 171

About the Author

PATRICIA HOWARD is an author, finance journalist and financial planner. She has written for The Australian, The Australian Financial Review and The Age. Patricia started her own financial planning practice fifteen years ago, which specialises in providing retirement advice, and she holds her own Australian Financial Services Licence.